Compare flood insurance quotes with a licensed agent
Flood insurance is typically a separate policy from homeowners, condo, and renters coverage. Start a quote request and a licensed agent compares NFIP and private flood options when available, then calls you to review coverage and timing.
NFIP and private flood options
Flood insurance coverage, explained
Flood damage is not the same as a leak
Flood coverage is generally for rising water that comes from outside. Other water damage can be handled differently depending on the cause and your policy.
Building and belongings coverage
Flood insurance can cover the building, belongings inside, or both depending on what you choose. Your agent helps you match coverage to what you want to protect.
Basements and lower levels
Coverage in basements and below-ground areas is often limited. Your agent points out what's included and what's not before you choose.
Start dates and waiting periods
Flood coverage often does not start immediately. Your agent helps you understand timing, especially if you have a closing date or lender requirement.
How your quote request works
After you submit the form, here's what to expect.
Share a few basics
Complete the short form to request quotes.
Licensed agent follow-up
A licensed agent calls to confirm a few details about the property and what you want covered, then lines up options from NFIP and private flood providers when available.
Review and choose
We walk through what each quote includes and answer questions. You choose what you want to do next.
Join thousands who found better flood insurance
Flood insurance FAQs
Most homeowners and renters policies do not cover flood damage. Flood insurance is typically a separate policy you add alongside homeowners insurance.
Find out which companies offer the best rates
Compare flood insurance quotes from multiple insurers at once